Remodel Financing
Frequently Asked Questions
Where do I start?
Your project is bigger than you thought. It can be overwhelming. We fully understand, we run into this every day. Just ask us for help, and we will gladly assist you as much as we can.
Sick of putting cheap Band-Aids on your remodeling project?
No more halfway work or Band-Aids. Fully fix it with the help of HomeEnvy. Contact us today to see if we can help!
When will the job start?
Start your job right away or when you need it done. With the loan, we can start your job in our next open time frame. When we get a "Go Ahead" from the financing comapany, we will finish the work as soon as our schedule allows.
How does my credit score come into play here?
Financing is based upon your credit score. Low credit scores through high credit scores, we have seen them all. Let HomeEnvy give you the best advice to get you financed.
Why should I finance?
Remodeling financing simplifies your remodeling journey. It gives you power at your fingertips, well, at the ball of your pen. Get it done the right way now!
How does this impact my home's value?
If you are wanting to sell your home, you can use financing to increase your home’s bottom line. Finance, get the work done, and pay off your entire loan(s). This will help you get ahead of schedule for when you are ready to sell.
How much money down?
Sometimes financing companies offer no money down, and in certain situations, this may be your only option. Please let us help you!
Where does my money go?
Some financing options do not have closing costs or processing fees. Not all, but some. When this happens, almost all of your loan actually goes to the project, not to banking fees and deductions.
How is equity affected?
With home equity loans, there are too many fees and closing costs. Financing with one of our companies should yield you better results. Our types of loans do not decrease equity.
How much is my payment, and when?
Payments are expanded out to what you need. A lot of financing companies will allow you to set your payment amount and payment schedule. You won’t know until you ask!
How much money can I take out?
You can get the amount you need to do it right. Do it right the first time! How many times as a kid have you been told this? Financing your project allows you to have a little more to work with, ensuring you hire the right company for the job!
When will I know if I've been approved?
Remodel financing organizations qualify quickly. You can have an answer usually 80% quicker than a traditional equity loan. The majority of these loans are unsecured installment loans, and they usually do not require any collateral. *not all our financial services offer these types of loans.